Dubai Launches the “First Home Buyer Programme”
A Major Step Toward Easier Property Ownership
A Golden Opportunity for First-Time Buyers — Report by Mr Real Estate
On 2 July 2025, the Dubai Land Department (DLD), in collaboration with the Dubai Department of Economy and Tourism (DET), officially launched the First Home Buyer Programme—a groundbreaking initiative designed to make property ownership more accessible for Dubai residents, including both UAE nationals and expatriates. (Source: dubailand.gov.ae)
This landmark initiative aims to reduce the barriers to entering Dubai’s real estate market and provide new opportunities for individuals who have never owned a freehold residential property in the emirate. (Source: dubailand.gov.ae)
Here are the official English sources for the “First Home Buyer Programme in Dubai” that you can cite on Mr Real Estate:
- Dubai Land Department (DLD) – First Time Home Buyer Overview
Official guidance page for first-time buyers in Dubai:
https://dubailand.gov.ae/en/eservices/first-time-home-buyer-overview/ - Dubai Land Department – Dubai Launches Landmark Initiative Further Enabling First-Time Homeownership
Official news release about the programme:
https://dubailand.gov.ae/en/news-media/dubai-launches-landmark-initiative-further-enabling-first-time-homeownership/ - Khaleej Times – How Dubai’s First-Time Buyer Programme Benefits Residents
Analysis and explanation of the programme:
https://www.khaleejtimes.com/business/property/how-dubais-first-time-buyer-programme-benefits-residents - Khaleej Times – Dubai Incentives for First-Time Property Buyers
Initial news report on the programme and its incentives:
https://www.khaleejtimes.com/business/property/dubai-incentives-property-first-time-buyers
Eligibility Criteria
According to official guidelines published by DLD, applicants must meet the following conditions:
- Be at least 18 years old and hold a valid UAE residency visa (any nationality).
- Must not have previously owned a freehold residential property in Dubai.
- Must be purchasing a property valued at below AED 5 million.
Key Benefits of the Programme
The programme provides a range of incentives that significantly ease the purchasing process:
1. Priority Access to New Launches
Eligible buyers receive priority access to newly launched units from participating developers before they are released to the general public.
2. Special Pricing & Developer Discounts
Certain properties come with preferential rates or special discounts offered exclusively to first-time buyers.
3. Flexible Financial Solutions
The programme includes:
- Attractive payment plans
- Reduced DLD registration fees
- Simplified mortgage approval processes
- Special financing options from partner banks
Participating banks include Emirates NBD, Dubai Islamic Bank, Mashreq Bank, and several others offering dedicated first-time buyer mortgage products.
Strategic Importance for Dubai’s Real Estate Market
Industry analysts highlight that the First Home Buyer Programme supports major long-term government strategies such as:
- Dubai Real Estate Strategy 2033
- Dubai Economic Agenda D33
The initiative is expected to attract a new wave of genuine end-users—especially long-term renters—allowing them to transition into homeownership.
How to Apply — Step-by-Step Guide
According to DLD, the application process is straightforward:
- Register via the Dubai REST App or Website
Applicants must create an account and submit documents for eligibility verification. - Receive the Official QR Code
Once approved, buyers receive a QR code granting them access to all programme benefits. (novviproperties.com) - Select a Property with Participating Developers
Buyers can browse available projects, choose a suitable unit, and sign the reservation or purchase agreement. (Chestertons MENA) - Finalize Financing & Transfer of Ownership
The last step involves securing financing, completing paperwork, and transferring ownership via DLD.
Important Note for Iranian Buyers & Expats — By Mr Real Estate
As Mr Real Estate often emphasizes, Dubai’s First Home Buyer Programme represents a high-value opportunity for Iranian residents and other expatriates living in the UAE.
For properties under AED 5 million, especially in high-demand communities, this initiative can significantly reduce initial costs and make entry into the Dubai property market easier than ever before.
